At Last…..Instant Payday Loans Made Easy!
Blue Sky Loans is a firm of payday loan lenders based in the UK, offering affordable, instant payday loans from our panel of established payday loan lenders. If you find yourself a bit short of cash till payday or you have a bit of an emergency that can’t wait – and let’s face it we have all been there at some point or another – our select panel of payday loan lenders are here to help.
Depending on your individual circumstances our payday lenders may be able to offer you one of their instant loans of anything between £50.00 to £1,000.00. Just think about that for a moment – in just an hour or so, with the minimum of hassle, you could be checking your online banking to find your account is £1,000 to the good! That’s how quick and simple it is to get a payday loan from Blue Sky Loans.
So, How Do You Qualify?
Again, it couldn’t be much simpler. To qualify for one of our instant payday loans all our lenders require is that:
You are at least 18 years old
You live here in the UK
You have been in paid employment for a minimum of 3 months
You have a UK bank account with a debit card.
OK, so far so good, but why should you apply for a cash advance from Blue Sky Loans, rather than another company? Well, we like to think that we are the best at what we do and offer an unrivalled service, but here are a few more compelling reasons why it makes sense to choose Blue Sky Loans for your pay day loan:
You can borrow as much or as little as you want, from £50.00 to £1,000.00 and have a decision from our panel of payday loan lenders in minutes
The whole process is done online, meaning your confidentiality and privacy are assured and there’s no awkward interview to go through. We designed our application process to be quick and efficient. It takes just a minute or two to complete the application form and, in most cases, we are able to find you a suitable loan from one of our panel of reputable payday loan lenders within fifteen minutes, sometimes even less!
You can use the money for anything you want – you don’t even have to tell us what it’s for. It’s your money to spend as you see fit.
Because your loan is unsecured, your home and possessions are not at risk. Instant payday loans are usually for relatively small amounts, so the only assurance our payday loan lenders require is that you are in full-time employment.
Last, but not least, applying for one of our pay day loans does not require a credit search or an entry on your credit report, again ensuring complete confidentiality. The only people who need to know anything about your application are you and our panel of trusted payday loan lenders.
How Does It Work?
Simply decide how much you want to borrow and when you want to pay it back. Once that’s done, all you need to do is press the “Apply Now” button you’ll find featured on each page of our site, be taken to our secure, encrypted online application form.
Completing the form couldn’t be easier and will take just a minute or two. Then, all you have to do is sit back, relax and wait for the funds to be transferred to your account!
What Are Instant Payday Loans?
Pay day loans are a relatively recent phenomenon, originating in the United States and now extremely popular here in the UK. In fact every year over two million people take out a pay day loan in the UK alone! In essence, pay day loans are unsecured personal loans. Where they differ from other loans is that they are intended for short-term use only. Because they are not secured over your home or possessions the interest rate chargeable is higher than for other forms of borrowing. As a result, borrowers should really only use them as intended – for short period – to cover until you receive your next pay cheque. They should never be used as a substitute for, or an alternative to, other more traditional forms of lending. For more information on instant payday loans please click here.
What If I Cannot Repay My Loan As Scheduled?
As we mentioned above, pay day loans are designed to tide borrowers over in an emergency, rather than as a long term financial solution. If, for any reason, you are unable to repay your loan when due – usually at your next pay day – then you are strongly advised to contact your payday lender as a matter of urgency for advice. On no account should you ignore matters. Most payday loan lenders will allow you to defer payment – known as rolling over the loan – but this will attract additional charges and interest , eventually making your loan very much more expensive. Payday loans are regulated by the FSA and lenders are required to be registered under the Consumer Credit Act
If you are concerned that the situation is becoming untenable, you are advised to seek immediate advice to prevent matters escalating. Free, impartial assistance is available from the following bodies, among others: Citizens Advice, Money Advice Service
If you have a complaint or concerns with the way your pay day loan lenders have dealt with your transaction and are unable to resolve it directly, then you are entitled to refer the matter to the Financial Service Ombudsman for adjudication.
At Blue Sky Loans we pride ourselves in our commitment to responsible lending, so we have tried to include as much information as possible on our site to make sure that you have everything you need before you decide on a payday loan to cover your short-term financial requirements. If you have any questions about how to go about applying for one of our loans, just have a look at our “Frequently Asked Questions” page. All your information is handled in the utmost confidence. For more information please click on our privacy page.
So what are you waiting for? Go ahead – apply today!